lastrico
Moderatore
- Registrato
- 23/12/11
- Messaggi
- 6.357
- Punti reazioni
- 307
Che ne pensate di questa affermazione di The Balance?
Individual Bonds a Better Bet Than Funds in a Down Market
Unlike bond funds, individual bonds have a set maturity date. This means that no matter what happens in the bond market, investors are guaranteed to receive a return of principal unless the issuer defaults on its debt. Daniel Putnam of InvestorPlace writes in his August 2013 article, “The Best Way to Invest in Bonds During Retirement,”:
“Individual bonds … offer two key advantages. First, investors who emphasize high-quality bonds with a low likelihood of default are able to minimize or even eliminate the principal losses that can occur with bond funds. Even if yields rise sharply, investors can sleep at night knowing that market fluctuation isn’t going to take a toll on their hard-earned savings. Second, rising rates can actually work to the benefit of investors in individual bonds by allowing them to purchase higher-yielding securities as their current holdings mature. In a negative-return environment, the value of these two attributes can’t be overstated.”
Individual Bonds a Better Bet Than Funds in a Down Market
Unlike bond funds, individual bonds have a set maturity date. This means that no matter what happens in the bond market, investors are guaranteed to receive a return of principal unless the issuer defaults on its debt. Daniel Putnam of InvestorPlace writes in his August 2013 article, “The Best Way to Invest in Bonds During Retirement,”:
“Individual bonds … offer two key advantages. First, investors who emphasize high-quality bonds with a low likelihood of default are able to minimize or even eliminate the principal losses that can occur with bond funds. Even if yields rise sharply, investors can sleep at night knowing that market fluctuation isn’t going to take a toll on their hard-earned savings. Second, rising rates can actually work to the benefit of investors in individual bonds by allowing them to purchase higher-yielding securities as their current holdings mature. In a negative-return environment, the value of these two attributes can’t be overstated.”
Ultima modifica: