Calcolo profili di ammortamento finanziamenti aziendali

[kisono]

Fiananziamento A:

In July 2020, the Company entered into a senior secured term loan facility with a number of banks in an amount of up to $328.6 million to refinance an existing loan facility maturing in December 2020. The new facility matures in February 2023, carries an interest rate of LIBOR plus a margin of 190 basis points and has an amortization profile of 18 years counting as from delivery date from yard. The facility was fully drawn down in July 2020 and $300.1 million of the refinanced facility has been recorded as long-term debt as at June 30, 2020.

Durata (maturity? Tenor?): Luglio 2020 - Febbrario 2023. Registrato al 30 Giugno, quindi penso che luglio conti come mese pieno. 6 mesi 2020 + 12 mesi 2021 + 12 mesi 2022 + 2 mesi 2023 = 32 mesi.
Profilo di ammortamento: 18 anni
Interessi: Libor + 1,90%

Il profilo di ammortamento sarà di 32 rate calcolate con il metodo francese usando una periodo di 18 anni, ma al 32esimo mese rimborso tutta la quota capitale rimanente?
Anche gli effetti a bilancio finiranno dopo 32 mesi.

Finanziamento B:

In August 2020, the Company obtained a financing commitment for a senior secured term loan facility in an amount of up to $133.7 million from CEXIM and Sinosure to partially finance the remaining cost of $161.1 million for four LR2 tankers under construction. The facility will have a tenor of 12 years, carry an interest rate of LIBOR plus a marginin line with the Company's other loan facilities and will have an amortization profile of 17 years. The facility is subject to final documentation.

Tenor è la durata "fisica", mentre ammortization profile è la durata ai fini del calcolo delle rate?