Vivere di rendita, posso (Vol. XII)?

  • Ecco la 60° Edizione del settimanale "Le opportunità di Borsa" dedicato ai consulenti finanziari ed esperti di borsa.

    Questa settimana abbiamo assistito a nuovi record assoluti in Europa e a Wall Street. Il tutto, dopo una ottava che ha visto il susseguirsi di riunioni di banche centrali. Lunedì la Bank of Japan (BoJ) ha alzato i tassi per la prima volta dal 2007, mettendo fine all’era del costo del denaro negativo e al controllo della curva dei rendimenti. Mercoledì la Federal Reserve (Fed) ha confermato i tassi nel range 5,25%-5,50%, mentre i “dots”, le proiezioni dei funzionari sul costo del denaro, indicano sempre tre tagli nel corso del 2024. Il Fomc ha anche discusso in merito ad un possibile rallentamento del ritmo di riduzione del portafoglio titoli. Ieri la Bank of England (BoE) ha lasciato i tassi di interesse invariati al 5,25%. Per continuare a leggere visita il link

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OrsoYogi

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Buongiorno Signori. :bow:

Quando è finito il precedente, si continua qui.
 
Non si tratta di diventare stanziali e di rosicare sotto sotto, si tratta di essere realistici e capire che, ad un certo punto è meglio tirare i remi in barca tanto la probabilità di riuscire non è tale da giustificare il sacrificare la propria vita.

L'altro giorno, mi contatta un'azienda che mi proponeva 6-8 mesi all'estero per lavori da 2 mesi l'uno, e 4-6 mesi in azienda(che sta a 300km da me quindi richiede il trasferimento) per formazione,aggiornamenti etc. Da un lato la cosa sarebbe anche interessante.....ma come fa uno di 36 anni che ha famiglia?
E poi quanto dovrebbe chiedere? Come quando ti contattano per andare a lavorare a Milano: quanto dovrebbe chiedere uno del centro italia per andare a lavorare a Milano? Almeno 3.000€ + appartamento in città.....che forse non danno nemmeno ai quadri...
 
L'altro giorno, mi contatta un'azienda che mi proponeva 6-8 mesi all'estero per lavori da 2 mesi l'uno, e 4-6 mesi in azienda(che sta a 300km da me quindi richiede il trasferimento) per formazione,aggiornamenti etc. Da un lato la cosa sarebbe anche interessante.....ma come fa uno di 36 anni che ha famiglia?
E poi quanto dovrebbe chiedere? Come quando ti contattano per andare a lavorare a Milano: quanto dovrebbe chiedere uno del centro italia per andare a lavorare a Milano? Almeno 3.000€ + appartamento in città.....che forse non danno nemmeno ai quadri...

Buondì missed_approach. :bow:

Prova a scrivere nel precedente 3d, che non è ancora finito. Non vorrei che nessuno ti leggesse. OK!

Ahimè io non so risponderti.
 
Bisognerebbe dare un punteggio da 1 a 10 su diversi punti che compongono il lavoro, come: reddito lordo annuo / ore settimanali / stress lavorativo / possibilità di carriera / benefits / competenze acquisite da rivendere / costo della vita nella zona lavorativa etc.... per poi creare una formula che tiri fuori se è conveniente o no :D
 
L'altro giorno, mi contatta un'azienda che mi proponeva 6-8 mesi all'estero per lavori da 2 mesi l'uno, e 4-6 mesi in azienda(che sta a 300km da me quindi richiede il trasferimento) per formazione,aggiornamenti etc. Da un lato la cosa sarebbe anche interessante.....ma come fa uno di 36 anni che ha famiglia?
E poi quanto dovrebbe chiedere? Come quando ti contattano per andare a lavorare a Milano: quanto dovrebbe chiedere uno del centro italia per andare a lavorare a Milano? Almeno 3.000€ + appartamento in città.....che forse non danno nemmeno ai quadri...

Impossibile risponderti se non conosciamo la tua situazione attuale (impiego, ruolo, retribuzione, dove vivi, spese etc..). Comunque il costo della vita a Milano è sopravvalutato dai più, anche perché ci sono molte città nei dintorni di Milano con buoni servizi e prezzi dell'immobiliare più contenuti.
 
Impossibile risponderti se non conosciamo la tua situazione attuale (impiego, ruolo, retribuzione, dove vivi, spese etc..). Comunque il costo della vita a Milano è sopravvalutato dai più, anche perché ci sono molte città nei dintorni di Milano con buoni servizi e prezzi dell'immobiliare più contenuti.

Più o meno l'aveva raccontato: baraccone parastatale di fatto (domanda @missed_approach: della serie che non ti cacciano manco se...?), 1500 Eur, lavoro a 5 minuti di motorino, uscita puntuale allo scadere delle 8 ore,
località di mare a 300km da Milano con resto del pomeriggio a disposizione... ;)

Ciao!
Davide - Ghibli
 
Dipende dal valore che dai al "contorno" : per alcuni lasciare il mare / gli affetti ecc può valere 1000, per altri 100. 3000 € + appartamento è una base per essere discretamente benestante anche a Milano, però è una condizione non così comune (dipende dal tuo profilo e dalla mansione che andresti a svolgere). Io comunque per meno di 25k annui non mi muoverei, a naso.
 
Dipende dal valore che dai al "contorno" : per alcuni lasciare il mare / gli affetti ecc può valere 1000, per altri 100. 3000 € + appartamento è una base per essere discretamente benestante anche a Milano, però è una condizione non così comune (dipende dal tuo profilo e dalla mansione che andresti a svolgere). Io comunque per meno di 25k annui non mi muoverei, a naso.

a Milano con 25k (netti) stai benino in condivisione e senza auto
 
a Milano con 25k (netti) stai benino in condivisione e senza auto

Esageratissimo! 25k netti sono 2083€ al mese. Se vivi in condivisione, senza auto, spendi sui 1000-1200€ al mese (volendo stare un minimo attento alle spese), la metà dello stipendio quindi. Se sei in coppia poi spendi anche meno. Dopotutto a Milano è pieno di gente che campa con 12-15k netti annui.
 
L'altro giorno, mi contatta un'azienda che mi proponeva 6-8 mesi all'estero per lavori da 2 mesi l'uno, e 4-6 mesi in azienda(che sta a 300km da me quindi richiede il trasferimento) per formazione,aggiornamenti etc. Da un lato la cosa sarebbe anche interessante.....ma come fa uno di 36 anni che ha famiglia?
E poi quanto dovrebbe chiedere? Come quando ti contattano per andare a lavorare a Milano: quanto dovrebbe chiedere uno del centro italia per andare a lavorare a Milano? Almeno 3.000€ + appartamento in città.....che forse non danno nemmeno ai quadri...

dipende in cosa consiste il lavoro, quale sarebbe la qualifica, qual´é la tua esperienza
posso dirti che come area manager una decina di anni fa con un´azienda veneta, il che comportava il dover cambiare cittá, e che mi richiedeva di trasferirmi all´estero con rientro ogni 90 gg per un periodo di 30 gg, durante il quale dovevo prestare servizio in sede, ci accordammo cosi:
1800 eu/netti al mese + 30 euro al giorno quando ero fuori sede + 3000 reais/mese pagati dalla filiale brasiliana quando mi trovavo presso questa
+provvigioni pagate secondo una tabella dell´azienda
alloggio-spese auto pagate all´estero
in Italia mi pagavano l´alloggio presso un agriturismo, nel caso avessi voluto affittare un appartamento contribuivano con un cifra pari al costo dell´agriturismo
 
Impossibile risponderti se non conosciamo la tua situazione attuale (impiego, ruolo, retribuzione, dove vivi, spese etc..). Comunque il costo della vita a Milano è sopravvalutato dai più, anche perché ci sono molte città nei dintorni di Milano con buoni servizi e prezzi dell'immobiliare più contenuti.

Per me trasferirsi a lavorare a Milano,neolaureati a parte, ha senso se ci si può permettere di abitare in centro e raggiungere il posto di lavoro <30 min sennò uno che non è nato li, se ne rimane a casa sua.
Perdere 3 ore il giorno per raggiungere il posto di lavoro, abitare in palazzoni popolari di paesi dormitorio come Cinisello,Sesto,Pioltello, Baranzate è sopravvivere,non vivere.
 
Per me trasferirsi a lavorare a Milano,neolaureati a parte, ha senso se ci si può permettere di abitare in centro e raggiungere il posto di lavoro <30 min sennò uno che non è nato li, se ne rimane a casa sua.
Perdere 3 ore il giorno per raggiungere il posto di lavoro, abitare in palazzoni popolari di paesi dormitorio come Cinisello,Sesto,Pioltello, Baranzate è sopravvivere,non vivere.

Alla fine conta solo il potere dei "Taaac", il resto passa in secondo piano.
 
Per me trasferirsi a lavorare a Milano,neolaureati a parte, ha senso se ci si può permettere di abitare in centro e raggiungere il posto di lavoro <30 min sennò uno che non è nato li, se ne rimane a casa sua.
Perdere 3 ore il giorno per raggiungere il posto di lavoro, abitare in palazzoni popolari di paesi dormitorio come Cinisello,Sesto,Pioltello, Baranzate è sopravvivere,non vivere.

Non stavo parlando di Sesto, Cinisello o altre zone degradata e neanche di commute di 3 ore. Io vivo a Monza che è una città bella e ricca e con costi al mq decisamente più abbordabili di Milano. Era solo per dire che esistono alternative più economiche e più vivibili se uno volesse vivere in un contesto più tranquillo/verde.
 
Scusate la domanda banale: ma uno che è benestante di famiglia, gli piace lavorare come uno schiavo da mane a sera perchè forse gli hanno promesso un avanzamento di carriera, che fa gli straordinari ma non glieli pagano tutti eppure va bene così.... ma che min..ia ci sta a fare su un thread di gente che vorrebbe vivere senza lavorare il prima possibile???:mmmm:
 
Immagino ti riferisca all'utente Preacha.
Magari ti legge e risponde.

Sono d’accordo con te ed è per questo che ho scelto una Big Four e non una IB (ci sono state settimane in cui sono uscito a mezzanotte e mi sono reso conti che quelle 3 ore di lavoro in meno sono vitali). Il lavoro che faccio mi piace, e lavorare 12-14 h non mi pesa troppo. Nonistante ciò, riesco anche ad avere una vita sociale (cosa che in certi ambienti non è così scontata :D). Fortunatamente sono nato in una famiglia benestante e lavoro perchè mi piace non perchè ne abbia bisogno.
 
Ultima modifica:
Sì, era proprio riferito a lui :D
 
Vedo che molti di voi (fortunatamente) non hanno idea dei ritimi in certi ambiti

Deaths Draw Attention to Wall Street’s Grueling Pace - The New York Times

In retrospect, it was around Easter that John Hughes began to think something unusual was going on with his middle son, Thomas, a 29-year-old investment banker.

John’s former wife, Marypat, had arranged for brunch at the Yale Club, in Manhattan, with her three sons: Thomas, who worked at the Wall Street advisory firm Moelis & Company; John III, a young lawyer at Sullivan & Cromwell; and Joseph, an undergraduate at Fordham. The Yale Club, near Grand Central Terminal, was an easy enough trip on the train from her home in Westchester County, and an even easier one for her sons. But Thomas couldn’t make it. “There’s some big deal cooking at Moelis or whatever,” John recalls his son telling him. “He had to work through that whole stretch.”

Generally understanding of the long hours Wall Street banks expect of their youngest employees — after all, the pay was as high as the hours were long — Thomas’s parents could not fathom why he was not permitted a two-hour break on Easter Sunday. Ms. Hughes was miffed. “She just didn’t understand how this possibly could be on this particular day,” John says.

Less than two months later, on the morning of May 28, a Thursday, Mr. Hughes stepped onto the stone windowsill of his 24th-floor rental apartment on the southern tip of Manhattan and jumped to his death. He had been up all night, on an alcohol- and cocaine-filled binge, as best as can be determined by the police, whose report indicated that Mr. Hughes appeared to have been drinking heavily and that there were signs of cocaine use. The medical examiner has not yet released his toxicology report, but the police ruled the death a suicide.

Since Thomas did not leave a note, no one can be certain what he was thinking. John refuses to believe that his son committed suicide, despite the police report. He suspects that Thomas’s death was related to the stress he was under at work and that he used cocaine in a misguided effort to re-energize himself for the workday after a night of heavy drinking. And the combination of the alcohol and drugs made him crazy.

There is no simple answer to what leads a person to take his own life. Depression, drugs, mental illness, despair over circumstances one feels powerless to change — all of these can conspire. “When somebody commits suicide, it’s not because they were working too hard,” said one senior Wall Street executive. And there is no evidence that the incidence of suicide by young professionals on Wall Street is higher than in any other industry.

But Mr. Hughes died at a time when sensitivities about the pressures of Wall Street on young professionals are acute. Just a month earlier, Sarvshreshth Gupta, a 22-year-old first-year banking analyst at Goldman Sachs in San Francisco, committed suicide after a particularly stressful stretch at work. Around that time, another Goldman first-year analyst in the health care group who had worked 72 hours straight was hospitalized after having a seizure. (Goldman declined to comment about either episode.) Two years before, Moritz Erhardt, a 21-year-old investment banking intern at Bank of America Merrill Lynch, died after having an epileptic seizure while he was taking a shower to prepare to return to the office after working the previous 72 hours without sleeping.

Wall Street has always been a very demanding place to work, but these episodes, whether related to overwork or not, seem to have crystallized a larger need for change. In recent years, Wall Street has been searching to provide a better work-life balance for its junior bankers. These efforts have not been entirely successful. Even as Wall Street banks are losing top talent to Silicon Valley, hedge funds and private equity firms, long hours are simply part of the job. Wall Street’s culture still attracts hyperambitious men and women who are willing to do whatever it takes — pulling consecutive all-nighters or working through holiday weekends — to differentiate themselves and to meet their bosses’ weighty expectations.

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“They are doing it to themselves willingly because the competition is so fierce and anything they can do to stand out they are going to do,” said Kevin Roose, the author of “Young Money,” a 2014 book about young Wall Street bankers. “You can’t really stand out because most of what you’re doing does not require original thinking. So the only way you can distinguish yourself is by sheer endurance. Gluttons for punishment are rewarded on Wall Street, especially at the young levels.”

The banks, nonetheless, are taking action. In June, Goldman introduced a policy for the 2,900 undergraduate summer interns in investment banking: Leave the office before midnight each day. No more all-nighters. “The policy is consistent with our goal of providing each intern with a challenging and meaningful experience,” said Michael DuVally, a Goldman spokesman.

As for its full-time junior bankers, Goldman tells them to stay out of the office from 9 p.m. Friday to 9 a.m. Sunday. It closely monitors violations; only senior partners are allowed to authorize exceptions, and generally just for deals that need to be completed before the markets open on a Monday morning. Of the 1,500 analysts and associates in Goldman’s investment banking business, 15 or 20 at a time are permitted to work through the weekend.

Other firms have instituted their own version of these rules. Barclays forbids analysts to work more than 12 days in a row. JPMorgan Chase has given analysts the option of having one “protected weekend” each month — meaning no work on Saturday or Sunday — as long as it is scheduled in advance. After Mr. Erhardt’s death, Bank of America put in place measures to improve supervision and ensure that its employees take off a minimum of four weekend days a month.

Only on Wall Street, or perhaps in the equally competitive confines of Silicon Valley, could these kinds of guardrails begin to make sense. And the new workday boundaries are coming as mergers and acquisitions, and other deal-related activity, are on pace for a record year.

It’s all a bit in flux, especially since the work still must get done and Wall Street resists hiring more people — its biggest expense — for as long as it can. Morgan Stanley, for instance, has made no firm rules for its junior bankers. “I’m not sure that’s the right answer because I’m not sure how you stop work if there’s a deal on,” James P. Gorman, the chief executive of Morgan Stanley, told Bloomberg Television last year.

Yet in July, Jamie Dimon, the chief executive of JPMorgan Chase, appeared to take a different tack. In a speech to a group of young Wall Street bankers and traders, Mr. Dimon, who is recovering from throat cancer and whose partner, the deal mogul Jimmy Lee, died suddenly in June at 62, took a paternal tone in discussing work-life balance. “You’ve got to take care of your mind, your body, your spirit, your soul, your health,” he said. “JPMorgan can’t do it for you, or wherever you work.” If you neglect those things, he said, “You’ll destroy your personal relationships. You’ll destroy your life. You won’t be healthy. You won’t enjoy it.”

Relentless and Rewarding
Moelis & Company, founded in 2007 by the longtime investment banker Ken Moelis, has a reputation for being a demanding place to work, in large part because its main business — advising on mergers and acquisitions — can be grueling, especially in the weeks before the announcement of a deal, when financial and legal terms and conditions must be negotiated. According to some of the anonymous comments about the working conditions at Moelis, found on the website Glassdoor.com, it’s not a place for the faint of heart. “Expected to work obnoxious hours even by banking standards,” wrote one full-time employee in May who nevertheless likes the place. And Mr. Moelis himself is a man in a hurry. Moelis went public in 2014, just seven years after its founding. Mr. Moelis owns nearly $1 billion worth of stock in his company.

According to John Hughes, his son Thomas generally liked his job at Moelis, relentless hours aside, and found the work rewarding and stimulating. To make up for his absence at the Easter brunch, Thomas had planned a short vacation to Bermuda. After a few work-related postponements, he finally made it to the island on Thursday, May 21. He stayed until Sunday but never was able to play golf or visit the beach. He ended up stuck in his room working on his computer.

Early the next week, he headed to Cleveland for work-related meetings. He returned to New York on the night of May 27 and apparently went out drinking. Around 2 a.m., the doorman let him into Ocean Luxury Residences, at 1 West Street, where he lived.

Mr. Hughes had struggled with substance abuse since high school; he was kicked out of Taft, the boarding school, for using cocaine, his father told me. After entering a rehabilitation program, Thomas transferred to Canterbury School and started to excel academically, his father says. At Northwestern University, he had lots of friends, was a member of the squash team and majored in economics. He was especially gregarious. “He was kind of a big presence kind of a guy,” John says. “You noticed when he came in the room.”

Finance was the Hughes family business. After a three-year stint on Wall Street, John took over his father’s small bank — Sleepy Hollow Bancorp — in 1986, and sold it to Tompkins Financial Corporation in 2008, before the onset of the financial crisis, for $30.2 million. So it was not surprising that Thomas was interested in finance. During college, he had internships at JPMorgan Chase and Ameriprise Financial. He graduated, in 2009, into a terrible job market but managed to get hired at Duff & Phelps, a boutique advisory firm, doing valuations and appraisals for small deals. Restless for big-time Wall Street investment banking, Thomas landed analyst positions at UBS, the big Swiss bank, and at Citigroup, where he was promoted to third-year analyst. “He seemed to enjoy it,” his father says. “I never heard a peep of complaint out of him.”

In 2014, Thomas moved to Moelis, which he figured would be more prestigious and less bureaucratic than Citigroup. He was hired in May and promoted to associate, a rare feat for someone without an M.B.A. His father says he was well reviewed in December and received a bonus in the $400,000 range, on top of his $100,000 salary. John says he was amazed by his son’s compensation. “My jaw dropped!” he says. “I kept my mouth shut, but I said, ‘Hey, that’s good. They must like you!’ ” (Moelis declined to comment about Thomas’s compensation or work-related activities.)

The hours were long, of course. John would make dinner arrangements with his son, but some were canceled when Thomas got stuck at work. Other times, when John would be in Manhattan on business, he would arrange to meet Thomas for a quick hello at the Starbucks near Moelis’s Park Avenue headquarters. But after 15 minutes, he says, Thomas would be fidgeting, anxious to return to work. “He worked late nights all the time,” his older brother said at his funeral. “Sometimes he slept under his desk.”

Thomas had a routine in which his mother acted as his personal alarm clock, calling him until he woke up. “I would question how long he would need to keep on doing this, but he said: ‘I’m 29. This is what you do when you’re 29,’ ” Ms. Hughes says. “I think he found his work rewarding and stimulating, and he was very engaged by it.” She says that she thinks he was working too hard but that his death “is a tragedy that defies any kind of explanation.”

Aside from work, there were other stresses in Thomas’s life. His weight fluctuated. He and the serious girlfriend he had at Northwestern broke up after they had lived together in New York. Thomas was upset by the breakup. “He was crazy for her,” John says. But between his long hours and sometimes reckless behavior, it didn’t work out, John said.

Mr. Moelis called John to offer condolences after Thomas’s death. “He was very gracious, too,” Mr. Hughes says. He spoke to some of his son’s colleagues at Moelis. “They can’t explain it,” he added. “He was a happy guy.” Thomas and his older brother had planned vacations for Tel Aviv, in August, and India, for Christmas.

Mr. Moelis declined to be interviewed, but a Moelis & Company spokesman issued a statement reading, “We miss Tom greatly and continue to privately mourn his passing.”

‘Misery Poker’
There’s no getting around the reality that investment banking, especially when advising on corporate deals or working on public offerings of debt or equity, is a labor-intensive business that resists automation. Each deal is different, even if some of the characteristics of a particular industry or aspects of a negotiation appear to be the same. Moreover, unlike most lawyers, investment bankers are paid only when a deal happens. So life on Wall Street is a never-ending push to close deals, often by sheer will, and then go on the prowl for new deals and new fees. It is a relentless client-driven, client-service business.

These inflexible industry dynamics are intensified by a world where technology makes nearly everyone reachable anytime, anywhere, which is one reason the banks have tried to enforce the new rules about not communicating with the office during time away from work.

Mr. Roose, the author, says he was told of a game junior bankers play called “Misery Poker,” in which they sit around and perversely brag about their workload. “It’s a badge of honor, and that culture is one reason why I am not at all hopeful about these rules that put caps on how much people are allowed to work, because in many cases the severe culture is being self-imposed,” he explains.

When Goldman received the news of Mr. Gupta’s death, it dispatched two members of its management committee, David Solomon and John Weinberg, to San Francisco to meet with Mr. Gupta’s colleagues. The gesture was cold comfort to Mr. Gupta’s father, Sunil Gupta, an educator from New Delhi. In an online journal, Sunil traced the vicissitudes of his son’s short life: from the joy the family felt about his graduation from the Wharton School of the University of Pennsylvania to his thrill at being hired at Goldman and then to his utter disillusionment once the reality of the job’s relentless demands sank in. (Mr. Gupta posted his journal on Medium after his son’s death and later removed it, but the website Wall Street Oasis republished it.)

Within weeks of starting his job, according to his father’s journal, Mr. Gupta was stressed out. He could only occasionally make the 50-minute trip to Pleasanton, Calif., to see his parents, who were in the state to visit relatives. It was obvious to them that he was struggling. “Even when he came, he was tired, and sleepy,” his father wrote, saying his son told him, “ ‘Papa, I do not get enough sleep. I work twenty hours at a stretch.’ ” By mid-January, Mr. Gupta was thinking the job was not for him and wanted to return to India, according to his father’s account.

In March, without asking for his parents’ advice, Mr. Gupta quit, his father wrote. The plan was rejuvenation: sleep, eat properly, go to the gym and work at the family’s school in Bikaner, India. But his father thought he should stick it out for the full year and then consider his options. Goldman, too, asked him to reconsider. He returned.

“What if I had not forced him to continue?” his father wrote subsequently. “What if his company had not given him the window to reconsider his resignation?” Mr. Gupta returned to Goldman, to a life, according to his father, “of hard, continuous work, no breaks, no sleep and no respite.”

On April 16, at about 2:40 a.m. in San Francisco, he called his parents, who were back in India, his father wrote. “It is too much,” he told them, according to his father. “I have not slept for two days, have a client meeting tomorrow morning, have to complete a presentation, my V.P. is annoyed and I am working alone in my office.”

His father was furious. He told his son to resign and come home. But his son said that wasn’t possible, and said that he would finish his work in about an hour, go home to his apartment, which was about a half-mile from Goldman’s office, and then return the next morning, rested and refreshed.

Instead, Mr. Gupta committed suicide less than two hours later by jumping from his apartment building into the parking lot below, according to the San Francisco police.

Like John Hughes, Sunil Gupta maintains that his son did not take his own life. (He did not respond to email requests to be interviewed.) Instead, in his journal, he wrote that his son was killed in a traffic accident. “A monster, a devil in his giant motor vehicle,” snuffed the life out of him, he wrote.

Both fathers agree that the long hours young bankers feel obliged to work, notwithstanding Wall Street’s recent attempts to regulate them, are a big problem. Mr. Hughes says curbing time at the office or eschewing weekend work is a fig leaf. He fears that senior bankers, facing their own pressure to bring in more and bigger fees, often make irrational demands on the junior employees at a time when Wall Street’s work force is just now starting to get back to the levels before the financial crisis.

Mr. Hughes wonders why Wall Street doesn’t just hire more people and pay everyone a little less? Or why not have some kind of internal ombudsman at each firm who can, as Goldman tries to do, arbitrate the issue of whether individual junior bankers are working too hard or having unreasonable demands put on them? Regardless of the answers, he says, those questions all feel moot now.

“We are all struggling with this loss,” Mr. Hughes says. He starts to sob. “You ask me how I deal with it. I’m not really dealing with it. I’m dealing with it by grieving, but I just don’t understand
 
Bel post, ne ho letto un pezzo e lo finirò dopo! Giustissimo citare la cocaina, spesa necessaria come la benzina a certi livelli.
Secondo me, lavorare stabilmente a quei ritmi rende qualunque cifra poco significativa, l'unica cosa che tiene banco è l'appagamento dell'ego. Lo vedo come sensato solo in ottica di carriera, sforzarsi per qualche anno per poi ricoprire ruoli dove si guadagnano cifre importanti ma con degli orari di lavoro molto più rilassati, oppure fare una tirata unica e ritirarsi a vivere di rendita prima dei 40. A me è un concetto che ha sempre molto affascinato, però richiede una forza di volontà estrema (che io non ho) e quindi ho preferito optare per uno stile di vita più rilassato ed omogeneo
 
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