Federal Housing Administration: necessario salvataggio federale.

[soros75]

Altro giro, altro regalo.
http://www.nytimes.com/2009/10/09/bu...a.html?_r=1&hp

[soros75]

Numeri spaventosi, sempre dall'articolo del NYT.

Since the bottom fell out of the mortgage market, the F.H.A. has assumed a crucial role in the nation’s housing market. Created in 1934 to help lower-income and first-time buyers purchase homes, the agency now insures roughly 5.4 million single-family home mortgages, with a combined value of $675 billion.

In addition, these loans are bundled into mortgage-backed securities and guaranteed through the Government National Mortgage Association, known as Ginnie Mae. That means the taxpayer is responsible for paying investors who own Ginnie Mae bonds when F.H.A.-backed mortgages hit trouble.

“It appears destined for a taxpayer bailout in the next 24 to 36 months,” Edward Pinto, a former Fannie Mae executive, said in testimony prepared for the hearing. Mr. Pinto, who was the chief credit officer from 1987 to 1989 for Fannie Mae, went further than most housing analysts and predicted that F.H.A. losses would more than wipe out the agency’s $30 billion of cash reserves.

Vai con la tipografia Ben!

[Ricky Roma]

Originalmente inviato da soros75

Vai con la tipografia Ben!

Se ben ricordo Ginnie Mae gode di un grado di garanzia, da parte del governo Usa, addirittura maggiore di FNM e FRE le quali sono solo GSE( ovvero solo sponsorizzate dal Governo ): mentre Ginnie è pienamente garantita !

[goldstock]

Anche fdic ha finito i soldi... se tanto mi da tanto dovranno fare una riforma monetaria o una moratoria o... Che si fa in questi casi???

[soros75]

Originalmente inviato da goldstock

Anche fdic ha finito i soldi... se tanto mi da tanto dovranno fare una riforma monetaria o una moratoria o... Che si fa in questi casi???

Ad Obama daranno anche il nobel all'Economia.